Finance Center

Welcome to the Nimnicht Isuzu Trucks: Your Loan and Lease Experts

New and Used Isuzu Truck Lease and Loan Financing Experts

At Nimnicht Isuzu Trucks, we offer competitive financing rates and terms on our great selection of new and used trucks. Our finance experts are here to guide you through the financing process and help you get into your new Isuzu medium-duty truck, whether you need an Isuzu straight truck, box truck, landscape dump truck or other configuration. Contact Nimnicht Isuzu Trucks’s finance team today. If you’re ready to start the financing process, you can fill out our secure finance application online.

Commercial Truck Credit & Financing in Northeast Florida

Whether you’re a small or medium sized business with a single truck or a large company with a fleet of trucks, Isuzu Finance can tailor a lease or loan to fit your business needs.

Isuzu iLease

The Isuzu iLease, a closed-end FMV (Fair Market Value) lease, offers the most flexibility where you can lease a new Isuzu, return, refinance or purchase your truck at the end of the lease. You can run your business without having to worry about the residual or future value of the truck.

This option is ideal for those who prefer a low initial cost, who own a number of trucks and are concerned with fluctuation in maintenance costs or cost per mile, or for those who want to maintain their company image through the use of newer Isuzu work trucks.

Key Benefits:

• Low monthly payments
• Flexibility at lease-end: Return, Refinance or Purchase
• A new Isuzu truck more often
• You pay only for the use of the truck

Isuzu TRAC Lease

On open-end TRAC (Terminal Rental Adjustment Clause) lease allows flexibility based on your business needs (high-miles or heavy-use). At the end of the lease, you are responsible for the residual, but you can still lease a new Isuzu, refinance or purchase the truck for its residual value.

Key Benefits:

• Multiple terms and various residuals
• No mileage or wear and tear clauses

Loans

Through Isuzu Finance, Nimnicht Isuzu Trucks can provide loan options tailored to meet your objectives such as simple-interest fixed payments that lock in an interest rate with no prepayment penalties, competitive rates and flexible terms.

Key Benefits:

• Competitive, fixed rate
• Flexible financing for new and used trucks
• Various payment options: Skip, delayed or seasonal payments

Commercial Vehicle Line of Credit

An Isuzu Finance Commercial Vehicle Line of Credit is the ideal tool if your business plans to grow its fleet to meet seasonal demands or is expanding into new markets. Having access to a commercial vehicle line of credit can help you better manage your annual fleet renewal, respond to unexpected vehicle loss, and fund the acquisition of additional vehicles whenever needed.

• Annual credit approval (up to 12 months)
• Accommodates all eligible commercial vehicles, both Isuzu and non-Isuzu
• Combined billing statement

Commercial vehicle credit lines starting at $250,000 Key Benefits:

• Saves time when more vehicles are needed
• Keeps your bank lines of credit free for other purposes
• No setup or non-utilization charges
• No annual fee

This option is available for all eligible commercial trucks.

Frequently Asked Questions

What types of financing options are available for Isuzu trucks?

What financing options are available for Isuzu trucks depends on a variety of factors, including whether you are applying for a personal or a commercial auto loan, the truck in question, your down payment, and your preferred loan term. For the most straightforward answer, call our team at Nimnicht Isuzu Trucks in Jacksonville, FL. We’ll prepare a personalized quote and go over how it can be adjusted.

What do I need to apply for financing?

To apply for auto financing on behalf of a business, bring proof of your identity and residence, proof of your business ownership or a business plan, and a copy of your company’s latest income tax returns (ITR). You will also need to supply insurance information. To ask for a specific list of the documentation you will need, contact our team at Nimnicht Isuzu Trucks in Jacksonville, FL.

Can I trade in my old Isuzu truck?

Yes, at Nimnicht Isuzu Trucks, we accept trade-ins and can apply the value of your old vehicle to the purchase of your new one. This will help you save on the total cost of the upgrade and reduce your sales tax burden. To begin the process, utilize our online “Value Your Trade” tool under the “Finance Center” tab or contact our team directly.

Learn More about Commercial Vehicle Lines of Credit.